No Hard Credit PullNo Upfront FeesFunding in 24 Hours

Funding based on performance, not credit scores.

Banks look at your credit history. We look at your bank statements, revenue, and business health. Get a merchant cash advance from $5,000 to $5,000,000 with funding in as little as 24 hours.

Minimal paperwork required. No broker fees.

$5K - $5MFunding amounts available
24 hrsFunding time after approval
3-24 moFlexible repayment terms
$0Upfront fees and broker fees

Why now

Traditional banks move too slowly for real business needs

When opportunity knocks or cash flow tightens, waiting weeks for a bank decision is not an option.

The old way

  • ×Rejected by banks over credit scores that don't reflect your actual business performance
  • ×Weeks of paperwork, documentation requests, and back-and-forth with loan officers
  • ×Hard credit pulls that ding your score before you even get an answer
  • ×Rigid repayment terms that ignore your revenue cycles
  • ×Upfront fees and broker costs that eat into the capital you need

The Alpine way

  • Approval based on your actual business performance, bank statements, and revenue patterns
  • Same-day approval with funding within 24 hours for qualified businesses
  • Soft credit pull only - your credit score stays intact
  • Flexible terms from 3 to 24 months so you choose a repayment schedule that fits
  • Zero upfront fees, zero broker fees, zero hidden charges

The flow

From application to funded in four steps

A simple route from setup to steady output.

(1)

Upload your bank statements

Submit recent bank statements and basic business information through our online application. Minimal paperwork required.

(2)

We analyze your business performance

Our automated underwriting system reviews your revenue patterns, cash flow, and business health using OCR and machine learning - not just your credit score.

(3)

Get approved same day

Receive your funding offer based on your actual business metrics. Review the terms and choose a repayment schedule from 3 to 24 months.

(4)

Receive capital within 24 hours

Once you accept, funds are transferred to your account via automated ACH. Repayments are handled through systematic ACH withdrawals on a schedule that fits your business.

What it does

Financing built around how your business actually performs

We use advanced underwriting technology to assess your real business health, not just a credit number.

(1)

Funding within 24 hours

Same-day approval for qualified businesses. Once approved, capital hits your account within 24 hours through automated ACH transfer.

(2)

Performance-based approval

Our underwriting analyzes your bank statements, revenue patterns, and cash flow. Your business performance matters more than your credit score.

(3)

No hard credit pull

We use a soft credit check that does not impact your credit score. Businesses with less-than-perfect credit can still qualify.

(4)

Merchant cash advances

We purchase your future receivables and structure repayment around your actual revenue. Flexible daily or weekly ACH withdrawals keep payments manageable.

(5)

Flexible term lengths

Choose repayment terms from 3 to 24 months. Pick a schedule that aligns with your revenue cycles and business needs.

(6)

Zero upfront and broker fees

No application fees, no processing fees, no broker fees. The amount you are approved for is the amount you work with.

Side by side

What changes when approval depends on performance

Alpine Funding PartnersTraditional Banks
Approval based on business performance and bank statements×
Funding within 24 hours of approval×
No hard credit pull×
Zero upfront fees and zero broker fees×
Flexible terms from 3 to 24 months×
Funding from $5,000 to $5,000,000×
Minimal paperwork required×
Works with less-than-perfect credit×

FAQ

Common questions about business funding with Alpine

What types of funding does Alpine Funding Partners offer?+

We offer merchant cash advances and business funding solutions, with amounts ranging from $5,000 to $5,000,000 for small and medium-sized businesses.

How quickly can I receive funding?+

We can provide funding within 24 hours after approval, making it one of the fastest funding solutions available for businesses.

What are the requirements for getting approved?+

We evaluate businesses based on their performance metrics, bank statements, and overall business health rather than just credit scores. We focus on actual business performance for approval.

What are the term lengths available for funding?+

We offer flexible terms ranging from 3 to 24 months, allowing businesses to choose a repayment schedule that works best for their needs.

Is there a credit check required for funding?+

We do not perform a hard credit pull. We use a soft pull that does not impact your credit score, making it easier for businesses with less-than-perfect credit to qualify.

Are there any upfront fees?+

No. We do not charge any upfront fees or broker fees for our funding services.

What industries does Alpine Funding Partners work with?+

We work with a wide range of small and medium-sized businesses across various industries, providing customized funding solutions.

How does the merchant cash advance program work?+

Merchant cash advances provide funding by purchasing a company's future receivables, with repayment structured around your actual revenue through daily or weekly ACH withdrawals.

Take the next step

Your business performance qualifies you. Start today.

Upload your bank statements and get a funding decision within 24 hours. No hard credit pull, no upfront fees, no broker fees.

Start your application